208939
UPSC Notes
📌 AT-1 bonds (Additional tier 1 bonds) are :
🔸️ Perpetual bonds [ No fixed maturity tenure ] have fixed Interest rate (But interest rate is usually set high, because AT-1 bonds are very risky)
🔸️ Unsecured bonds : Not backed by any mortgage/physical asset or source of revenue are listed on exchange Issued to fulfil (capital adequacy Ratiol under basel 3 Norms. @UPSCPRELIMSZONE
🔸️ AT-1 bonds can be written down, if common Equity tier-1 capital of bank falls below 5.5% of Risk weighted assets
Basai Wetland
• Located in Gurugram district in Haryana, is a flora and fauna rich water body.
• Recognised as one of India's Important Bird and Biodiversity Areas.
• Basai wetland is recognised globally as an Important Bird Area (IBA) by the BirdLife International.
• Species: White ramped vulture, red head vulture present in the wetland were listed as Critically Endangered in the IUCN red list. @CivilservicesBaba
🔴 What is a Central Bank Digital Currency (CBDC) ?
👉CBDC is a legal tender issued by a central bank in a digital form.
👉 It is similar to a fiat currency issued in paper and is interchangeable with any other fiat currency
🔴 What is the need for CBDC?
👉 the goal is to provide users with convenience and security of digital as well as the regulated, reserve-backed circulation of the traditional banking system.
🔴 What does this change for citizens?
👉 There are several models proposed by technology experts and evangelists on how the Digital Rupee could be transacted but a formal announcement by the Reserve Bank of India will likely detail how the Digital Rupee will be transacted by citizens.
♦️One chief difference will be that a Digital Rupee transaction will be instantaneous as opposed to the current digital payment experience.
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Carbon neutral means that any CO2 released into the atmosphere from a company’s activities is balanced by an equivalent amount being removed. @civilservicesBaba
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Digital Rupee :Digital currency will also lead to a more efficient and cheaper currency management system @UPSCPRELIMSZONE
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🌀Forest Report (IFSR) 2021
▪️Key pointer about India :
▫️Total Forest Cover = 21.71%
▫️Total Forest & Tree Cover = 24.62%
▪️Largest Forest Cover ( Area wise):-
1. MP
2.Arunachal Pradesh
3.Chhattisgarh
4.Odisha
5.Maharashtra
▪️Total Forest Cover ( %age of total GA) : Top five States are
▫️Mizoram (84.53%)
▫️Arunachal Pradesh (79.33%)
▫️Meghalaya (76.00%)
▫️Manipur (74.34%)
▫️Nagaland(73.90%)
▪️Total mangrove cover- 4,992 sq km.
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@civilservicesBaba
Bonn Convention: The Convention on the Conservation of Migratory Species of Wild Animals, also known as the Convention on Migratory Species (CMS) or the Bonn Convention, is an international agreement that aims to conserve migratory species within their migratory ranges. India is a signatory to this Convention.
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Most of the world’s oil comes from which of the following gulf?:
a. Persian Gulf
b. Gulf of Bahrain
c. Gulf of Oman
d. Gulf Islands
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The Tropic of Cancer passes through how many states of India?
(A) 6
(B) 7
(C) 8
(D) 9
#Food_Preservatives are substances added to food to prevent or slow down spoilage and maintain natural colours and flavours.
Two reasons for food spoilage
• Microbial contamination
• Fats reacting with oxygen (oxidation)
Preservative criteria
• Non-toxic
• Functional
• Flavourless
• Economical
Sorbic acid - It is a food preservative which protects many food varieties from yeast and mold spoilage. It is an organic compound, with naturally strong antimicrobial capabilities.
Sodium benzoate - It is a food preservative commonly used in fruit pies, jams, beverages, salads, foods with acidic pH.
It is used in processed foods to prevent the growth of bacteria or fungus that could spoil the food.
Citric Acid - Its acidic pH makes it useful as a food preservative and preserves the color of the food since it significantly slows the oxidation.
Monosodium glutamate (MSG) is not a food preservative.
It is a food additive, which is used as a flavour enhancer commonly added to Chinese food, canned vegetables, soups and processed meats.
Circular Economy A circular economy is an economic system of closed loops in which raw materials, components and products lose their value as little as possible, renewable energy sources are used and systems thinking is at the core. In this article we will explain this definition in more detail. @CivilservicesBaba Often focus on the use of raw materials or on system change. Definitions that focus on resource use often follow the 3-R approach:
Reduce (minimum use of raw materials)
Reuse (maximum reuse of products and components)
Recycle (high quality reuse of raw materials) @CivilservicesBaba
Green Bonds : is a debt security issued by an organization for the purpose of financing or refinancing projects that contribute positively to the environment and/or climate. A green bond is alternatively known as a climate bond @civilservicesBaba
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Cryptocurrency: A digital currency that is secured by cryptography and used as a medium of exchange within a peer-to-peer (P2P) digital economic system. Cryptographic techniques ensures that these systems are completely immune to fraud and counterfeiting.
The first cryptocurrency to be ever created was Bitcoin, introduced by pseudonymous developer Satoshi Nakamoto, in 2009
@civilservicesBaba
River Rejuvenation is the result of a sudden fall in sea level or a sudden uplift in land surface due to tectonic movements.
This disturbance enables a rise in river’s potential energy (energy stored in river due to newly created height difference from base level).
This energy results in increased river bed erosion. Vertical erosion or downcutting is associated with river rejuvenation as seen in Chambal Ravines.
✅ APEC का मतलब एशिया-पैसिफिक इकोनॉमिक कोऑपरेशन है और यह एक रीजनल इकोनॉमिक फोरम है, जिसे साल 1989 में स्थापित किया गया था। इसका मुख्य उद्देश्य बढ़ती निर्भरता का लाभ प्रदान करना है। @civilservicesBaba
✅ APEC का उद्देश्य समावेशी, टिकाऊ, अभिनव और सुरक्षित विकास को बढ़ावा देने की मदद से अधिक से अधिक समृद्धि बनाना है।
Anthropology Monthly Magazine March-2023
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UPPSC Final Results.pdf
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Who among the following was the Viceroy of British India at the time of second round table conference?
(A) Lord Irwin
(B) Lord Willingdon
(C).Lord Linlithgow
(D) Lord Reading
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Arrange the following in chronological order:
1. Warren Hastings
2. Clive
3. Lord Cornwallis
4. Lord Wellesley
(A) 4, 3, 2, 1
(B) 1, 2, 3, 4
(C) 3, 1, 4, 2
(D) 2, 1, 3, 4
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