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🔴 What is a Central Bank Digital Currency (CBDC) ?

👉CBDC is a legal tender issued by a central bank in a digital form.

👉 It is similar to a fiat currency issued in paper and is interchangeable with any other fiat currency

🔴 What is the need for CBDC?

👉 the goal is to provide users with convenience and security of digital as well as the regulated, reserve-backed circulation of the traditional banking system.

🔴 What does this change for citizens?

👉 There are several models proposed by technology experts and evangelists on how the Digital Rupee could be transacted but a formal announcement by the Reserve Bank of India will likely detail how the Digital Rupee will be transacted by citizens.

♦️One chief difference will be that a Digital Rupee transaction will be instantaneous as opposed to the current digital payment experience.

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